Best Cash Back Credit Cards Top 5 Cards for 2019

Compare the best cash back credit cards before applying.

Best Cash Back Credit Cards Top 5 Cards for 2019

The coming year is going to be big for reward credit cards. Sometimes, the best rewards cards are the credit cards with cash back. You want to have cash back cards in 2019 because you have the potential to save big. However, there are dozens to choose from, and this can be confusing. So what are the best cash back credit cards for 2019?

Many people like credit cards with cash back because they’re more straightforward and simple. There usually isn’t multiple categories to keep track of, and this makes it easier to redeem. We’re going to go over the top five best cash back credit cards of 2019. This will give you a good idea which cash back cards are the best for your lifestyle.

CreditSoup® Cash Rewards Cards

The Top 5 Best Cash Back Credit Cards for 2019

1. Chase Freedom Cash Back Card

The first card on our list of the best cash back credit cards is by Chase. The Chase Freedom® Cash Back Visa will pay cardholders to shop. Every quarter, this card offers 5% cash back in certain categories up to $75 per quarter. So if you buy $100 worth of merchandise, you get 500 points which equal $5. You can redeem your points when you hit 2,000 points or $20.

Spend $500 in the first three months and get a $150 signup bonus. If you add an authorized user, you get another $25. There is a 0% introductory APR for 15 months, and the card comes with no annual fee. This makes it easy to pay off high balances without additional fees.

Consider comparing another Chase Cash Back Card to Capital One.
Capital One Quicksilver vs Chase Freedom Unlimited

2. Blue Cash Preferred Card

The second card on our list of the best cash back credit cards is the Blue Cash Preferred Card. This card enables cardholders to have uniform rewards in the form of straight cash back. There is a 0% introductory APR for the first 12 months you have this card.

Cardholders also enjoy 6% cash back on the first $6,000 they spend annually at the grocery store. This includes purchasing gift cards at and for the list of approved stores. You get 3% cash back on all of your fuel purchases as well. Cardholders who spend $1,000 in the first three months get a $150 statement credit. All of these things add up and equal to savings and additional money for cardholders.

3. Citi Double Cash Card

Another one of the best cash back cards is by Citi. The Citi Double Cash Card comes with several large cardholder perks. Cardholders get a flexible redemption program that enables you to redeem them every $25. You can get a check, statement credit, or a gift card. The first 18 months come with an introductory 0% APR on balance transfers. It is also one of easier cash back cards to get because it has more lenient credit requirements.

You’ll enjoy your Citi forgiving your first late payment with no fee. It also has Citi Price Rewind. Register your purchases, and Citi will refund you the difference if they find any within 120 days. You get fraud protection up to $1,000 per item, and it caps at $50,000 per year.

4. Wells Fargo Cash Wise Visa

Wells Fargo has one of the best cash back credit cards for 2019 the Wells Fargo Cash Wise Visa®. This card gives its cardholders 1.5% cash back on all purchases. The first 12 months will give you 1.8% cash back as an introductory offer. The first 12 months also comes with a 0% APR on balance transfers and purchases.

If you spend $1,000 in the first three months, you get a $200 statement credit. This is one of the few credit cards with cash back that protects cell phones. Pay $25, and your cell phone gets a protection plan against damage up to $600.

5. Discover Secured Card

The last card on our list of the best cash back credit cards is the Discover it® Secured Credit Card. This card is an excellent option for people with bad credit who to establish their credit and start rebuilding. This is one of the biggest benefits of having this card, and a big reason it made our list. Earn cash back while building positive credit history; it does not get better than that.

Once you’ve got your card, it comes with a refundable deposit. As long as the cardholder makes their payments on time for seven months, they get the deposit back. This card also opens the door to upgrade to a better card or an unsecured one.

If you have good credit consider the Discover it® Card. This popular cash back credit card offers 5% cash back in different quarterly categories.

Cash Back Credit Cards

Bottom Line on the Best Cash Back Credit Cards
Don’t let 2019 start without having one of the best cash back credit cards. The new year is an excellent time to start rebuilding your credit, and these cards can help. The straight cash back options are also a very good reason to get one of these cards.

If you’re going to shop anyway, you might as well get paid to do it. This way, you can get rewards every time you shop. This can put money in your pocket, and you may get some additional perks as well.

CreditSoup® Cash Rewards Cards

CreditFast has reviewed the best cash back credit cards on the market. Some of the credit card offers are from our advertising partners. CreditFast has objectively reviewed the features and benefits of each cash back credit card. We have chosen credit card offers based on our editor’s recommendations.

Monica Kowollik

Director at CreditFast.com
Monica has covered credit card and personal finance news for over 15 years. From an early age, she developed an interest in financial literacy and saving money. Monica hopes to help others to improve their personal finances one article at a time.

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