CardMatch – Credit Card Comparison Tool, No Impact on Credit Score

CardMatch Compare Credit Card Offers

CardMatch is a comparison tool offered by CreditCards.com, a division of Bankrate. You can use CardMatch to find credit card applications available to you from the various credit card issuing banks based on your credit level.

If you find a credit card offer you wish to apply for, just click the “Apply” link provided in the CardMatch tool. Only once you found your targeted credit offer, and fill out a complete application of credit, only then will a hard pull appear on your credit report. The same process as with any standard credit card application.

The accuracy of CardMatch

Individuals can find some of the best credit card application offers with great reward programs. While other applicants, despite having excellent credit are left with sparse credit application options.

Credit Card Comparison Using CardMatch

What credit cards are available through this credit card comparison tool? Many of the large banks that offer credit cards show their credit card offers through CardMatch. The benefit of this is that you can go to one source, rather than visiting each bank site individually. In the course of a year, you can use card match on a regular basis, without ever seeing a hard pull appear on your credit report.

Credit Card Banks that Participate with CardMatch

  • Capital One
  • Chase
  • American Express
  • Various other smaller banks usually geared with offers for less than perfect credit scores

All results offers are unique, and everyone will not see the same credit cards offered. It all depends on your personal credit profile, and what credit offers each issuer has available to a prospective applicant at the time.

A higher percentage of applicants will get approved because these credit card offers will be catered to an individual’s credit score seen through the soft pull.

How do you get CardMatch to work for you?

First: click on the CardMatch banner or link.
Second: Enter all the relevant information in the fields provided such as your name, address, and the Last 4 Digits of your SSN.
Third: View your matched offers.

Why CreditFast Recommends CardMatch

  • ease-of-use
  • the convenience of having multiple credit card offers from multiple banks
  • no hard pull on credit report

The main reason this tool is so useful is that you’ll get matched up with credit card offers that are only available through this tool. Sometimes, you will be offered higher sign-up bonuses compared with the standard offer for a particular branded credit card.

Using CardMatch tool does not affect your credit score, and it’s the best way to check for new offers. So since it will not impact your credit, so what’s the harm in just looking?

Advertiser Disclosure for the CreditFast website – CreditFast.com, provides information about the best credit card applications, as well as other financial products and services. Our goal is to provide you with fair, balanced reviews. Some credit offers that appear on our website are from companies from which CreditFast receives compensation, and some are not.

Monica Kowollik

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