Discover Card Will Text You Avoid Late Payments and Fees

Monica Kowollik May 28, 2012

Discover Card Offers Account Management Reminders With Mobile Text Reminders

Text reminders are a fast and easy way to monitor your spending and account activity with the Discover credit card. Receive text message reminders sent right to your mobile phone. Simply set up your customized reminders and gain even more control of your finances. Discover Financial offers three helpful mobile text reminders. These three reminders can help protect your credit score.

Get a reminder when you have a payment due

This reminder helps prevent missed payments that would appear on your credit report. This reminder is ideal for people who have a tendency to forget and good for people who lead busy lives. Every time a payment is missed it is reported to all three credit reporting agencies Equifax, TransUnion, and Experian. Discover text reminders help keep accounts in good standing.

Know when your payment has been posted

Not sure if the amount will make it before the due date? Then this reminder is ideal for you. If you do not receive a text message that your payment cleared you still have time. You can either make an electronic payment or visit your local Sears store to make the minimum due payment.

Find out if you’re nearing your credit limit

This alert is a great reminder to know when you are in danger of going over your limit. All credit card companies charge a fee when you go over the limit. This Discover alert helps you to avoid an over the limit fee. Also, this prevents a negative mark on your credit report. Going over your credit limit will also get reported to the credit reporting bureaus.

Other Information About Discover Financial Tools

The fee associated with the mobile text alert service is only what your cell phone company charges you to receive text messages. This service compliments Discover’s email notification service which was started in 1999. You can choose whether you prefer to receive mobile text messages or email alerts. In fact, there is even a Discover mobile app to help you manage your Discover card further.

Discover card offers a broad range of helpful tools to keep your Discover account in good standing. There are many benefits in using these Discover Financial tools. Discover has been an innovator in providing their customers with helpful financial management tools. Many credit card companies do not have the same wide range of credit management tools Discover Financial offers. A benefit of being a Discover card holder is that you have the opportunity to use some of the newest and most innovative credit management tools available.

Most credit card companies offer different types of credit card alerts sent to either your smartphone or email.

All Discover Credit Cards Offer Mobile Alert Financial Management Tools – Apply Online

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Monica Kowollik

Director at CreditFast.com

Monica has covered credit card and personal finance news for over 15 years. From an early age, she developed an interest in financial literacy and saving money. Monica hopes to help others to improve their personal finances one article at a time.

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