Fast Credit How to Get It

fast credit card applications

Apply for fast credit online. Most credit card applications get approved instantly online.

Getting Fast Credit is Easy When You Apply Online

It is very easy to get fast credit. The Internet makes applying for a credit card fast and easy. Twenty years ago when you wanted to request a credit card you needed to fill out a paper credit card application. The process of filling out, and mailing a paper credit card application was tedious. First, you needed to locate where you find the credit card application you wanted to apply for. This would involve calling the credit card company or visiting various physical locations where the credit card applications were available. Banks were common places to find credit card applications. Some retailers had credit card offers such as General Motors with the GM Card. In the 1990s the Gm Card was one of the most popular reward credit cards. In those days individuals that wanted to apply for this credit card needed to stop in a dealership and pick up a credit application.

What if you didn’t know if the GM Card was right for you and you wanted to compare other credit card offers. Well, then you needed to go back into your car and drive until you get to the next bank/retailer that offered a credit card that you were interested in. Fast credit? Hardly, but in those days it was about all you could do.

There was one way to get fast credit, but you would have to wait, and your choice was limited. Pre-approved credit card offers existed in the eighties and nineties. Was this fast credit? Just like today, you had to wait for the credit card invitation to be mailed to you. The card offer may not be the one you were looking for. Your choice would be to settle or wait for the next pre-approved offer to arrive.

Beginning in the late nineties a new way to apply for a credit card came about. A few credit card companies began to offer credit card applications online. For the first time, a person could go online and apply for their first credit card. This started the age of fast credit card applications online. In the beginning, most credit card applications were not instant approval. You could fill out an application online and hit the submit button. You would need to wait in the mail to learn whether you were approved or not. Applying online now was still faster because the credit application did not need to be delivered by mail.

Fast Credit Card Applications Online are They Here to Stay?

Today the majority of credit cards online are instant approval applications. Fast credit is here to stay. Today people can remain in the comfort of their homes and compare various credit card offers. Once the best credit card offer is found, applying for that credit card is fast and easy. Think about it? When was the last time you saw a paper credit card application? Fast credit card applications online have caused the paper credit card application to go extinct.

Monica Kowollik

Director at
Monica has covered credit card and personal finance news for over 15 years. From an early age, she developed an interest in financial literacy and saving money. Monica hopes to help others to improve their personal finances one article at a time.