Best Rewards Credit Cards: The Top 5 Cards for 2018

Best Rewards Credit Cards: The Top 5 Cards for 2018

2018 is going to be a big year for credit cards with rewards. People will be able to cash in frequently and get big payoffs with their credit card rewards. If you don’t have a rewards card yet, now is the time to look into them. You want to take advantage of the credit card rewards early. The best rewards credit cards can help the cardholder save big. There are cashback options, sign-up bonuses, loyalty programs, and much more.

If you’re going to shop anyway, you may as well earn rewards while you’re at it. However, it can be difficult to decide what the best credit cards for rewards are, and we’re here to help. We’ve rounded up the best rewards credit cards of 2018. Read on to find out how you can benefit from each of these five credit cards with rewards. Learn the benefits of each reward credit card.

Compare the 5 best rewards credit cards before applying.

Top 5 Best Rewards Credit Cards for 2018

Citi Double Cash Card

First up on our list of the best rewards credit cards is the Citi Double Cash Card. This card offers its cardholders a flexible redemption program, and you can redeem after you’ve earned $25. This reward credit card is easier to obtain, as it takes good and excellent credit scores.

New cardholders also enjoy introductory $0 APR for balance transfers for 18 months. You get the Price Rewind program that credits you the difference if they find a product you purchased cheaper. Finally, you get the first late payment forgiven, and purchase protection.

Chase Sapphire Preferred Travel Card

A travel card and a rewards card, the Chase Sapphire Preferred Travel Card seems to do it all. This is one of our best rewards credit cards because of its generous perks. For a welcome bonus, spend $4,000 in the first three months and get 50,000 Unlimited Rewards points. Add an authorized user in 90 days and get another 5,000 points.

Cardholders enjoy double points for travel and dining expenses. Also, you have the freedom to redeem your points in multiple ways. Redeem through the Unlimited Rewards Portal and get 1.25 cents for every reward point. There are no foreign transaction fees, which is great for travel. Finally, you can transfer your points between hotel and frequent flyer programs for more savings.

Capital One Savor Dining Rewards Card

For all of those foodies out there, this one is for you. The Capital One Savor Dining Rewards Card is one of the best rewards credit cards in its class. You get a $150 statement credit for spending just $500 in the first three months. You’ll also enjoy no annual fee for as long as you have the card. The Savor Cash Rewards gives you 3% cash back for dining, 2% for grocery store purchases, and 1% on everything else.

The first nine months feature a 0% APR, and you have unlimited reward earning potential. Cardholders also get contactless technology for additional security. Any rewards you earn are yours to keep as they never expire. Finally, you can stack your rewards, and there is no minimum to redeem them.

Blue Cash Everyday Card

Do you find yourself spending a decent amount at the grocery store or gas station? If so, the Blue Cash Everyday Card might be one of the best rewards credit cards for you. New cardholders that spend $1,000 in the first three months get a $100 statement credit. If you shop at certain supermarkets, you’ll get 3% cash back on your purchases for the first $6,000.

Shopping at gas stations and department stores will get you 2% cash back. You’ll also enjoy a 0% APR for the first year. Additionally, you’ll enjoy 0% APR on balance transfers for the first 12 months as well. Finally, cardholders can get this card if they have good or excellent credit.

Capital One VentureOne Rewards Card

Travelers should know about the Capital One VentureOne Rewards Card. As one of the best rewards credit cards for travel, this card can save you big. You’ll have no annual fee, ever. Your bonuses don’t expire, and you get unlimited earning potential. Spend $1,000 in the first three months and get 20,000 which equal $200.

There are no restrictions on this card. You can use your rewards where and when you want. The first 12 months have 0% introductory financing, and there is no foreign transaction fee. You can also qualify with good or excellent credit.

Bottom Line on Finding the Best Rewards Credit Cards

2018 is going to be a great year for several of the best rewards credit cards. You want to be able to cash in on these rewards. We’ve highlighted the top five, and it’s up to you to choose the best one. Whether you want dining, travel, gas, or cashback, we have a rewards card to suit you.


CreditFast has reviewed the best reward credit cards on the market. Some of the credit card offers are from our advertising partners. CreditFast has objectively reviewed the features and benefits of each reward credit card. We have chosen credit card offers based on our editor’s recommendations.

Monica Kowollik

Director at CreditFast.com
Monica has covered credit card and personal finance news for over 15 years. From an early age, she developed an interest in financial literacy and saving money. Monica hopes to help others to improve their personal finances one article at a time.