Capital One Dining Credit Card – Premier Dining Rewards
Will the new Premier Dining Rewards From Capital One® become successful become yet another successful credit card offer from Capital One®? Honestly, it is too early to determine. Many credit cards offer rewards on dining. Sure 3% is a generous bonus offered by this Capital One dining credit card on dining transactions, but it is only about 1% more than other major credit cards that offer dining reward bonuses.
For example, the Amazon Rewards Visa Signature Card by CHASE® and the My Best Buy® Credit Card from Citibank® both offer 2% bonuses on dining. Many people have one of those credit cards already in their wallet. Does that extra percentage point justify getting a credit card geared primarily towards dining? Besides, many people already have one or more Capital One® credit cards.
November 2017 Update: Capital One Dining Credit Card has been renamed
Capital One® Savor℠ Cash Rewards Credit Card application here No Annual Fee Cards Learn all of the updated benefits of being a Capital One Savor cardholder. The Capital One Savor Card now earns 4% cash back on dining. Credit Fast Tip: Use Rewards Network a free easy dining program to earn even more rewards on dining. Using the Capital One Savor credit card along with the Rewards Network will easily increase your dining rewards earning potential.
Benefits of the Capital One Dining Credit Card Premier Dining Rewards From Capital One®
I suppose it all depends on how often and how much a particular individual spends on dining. This Capital One dining credit card could be very useful if you spend $500 a month on dining. That would mean you would earn a monthly reward of $15. $15 x 12 months would equal $180 a year in rewards. Because this capital one dining card does not charge an annual fee, cardholders reap full reward benefits. These rewards can convert into a cash award or statement credit.
Cardholders can earn a one-time sign-up bonus of $100 once they spend $500 on purchases within the first three months of having this Capital One dining credit card. This first five hundred dollars is essentially giving the customer a 20% reward rate. Redeem your points your way. Rewards will not expire; you can redeem your cashback for any amount, anytime.
Cardholders earn unlimited 3% cash back on dining, 2% on groceries, plus 1% on all other purchases.
You can take your dining internationally because there are no foreign transaction fees associated with this or any Capital One® credit card. That can prove very convenient. Travelers commonly eat many of their meals at restaurants.
This dining Capital One credit card offers cardholders the same benefits as with other Capital One® credit cards. Cardholders can rest knowing that they are receiving the same account management tools that other Capital One® cardholders enjoy.
Capital One® Account Management Cardholder Benefits
- Account Alerts
- Personalized Payment
- Balance Transfer
- Autopay
- Authorized User
- 24/7 Customer Service
The Premier Dining Rewards card offered by Capital One® also comes with World Elite Mastercard® Benefits. An applicant must have an excellent credit history to be approved for the dining capital one credit card.
That said before; there is no annual fee for the Capital One® dining credit card. This credit card has a 15.24% – 24.24% variable APR. The balance transfer rate is a 15.24% – 24.24% variable APR, with no transfer Fee.
I think that capital one could have made this credit card a business credit card. I say this because many business owners and employees eat out almost every day for lunch. Many business professionals commonly take clients out to dinners. The dinner check can easily exceed $200. Having this kind of credit card is highly beneficial to businesses. Also, a few other business perks and bonuses could be included to package this type of credit card for the business community.
Either way, this capital one dining credit card can offer reward points that other major credit cards are not currently offering. Frequent diners can benefit from these dining rewards. Furthermore, Credit Fast gave the capital one dining credit card five stars because we felt that Capital One® has found a targeted niche of consumers that would greatly appreciate and utilize a credit card specifically designed to earn reward points from dining.
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